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March 25, 2014: 

Four Directors Re-elected At This Year's Annual Meeting

At the Annual Meeting of the Shareholders and the election of directors held on March 25, the four incumbent candidates were re-elected to the board for 2014 through 2016 year.

Re-elected to another two-year term were:

  • Dave Churchill

  • Fran Dickey

  • Steve Fessenden

  • Ina Stark

They will join the three current directors:

  • Larry Dobson

  • Lathleen Lapcinski

  • Ken Robert

In addition to the election of directors, two major projects were approved by the shareholders:

  • Upgrade and resurfacing of the swimming pool.

  • Minor repairs and seal-coating to the park's roads.

Thank you to all who participated in this year's meeting and election.


Significant news on flood insurance issue!

The Senate gave final passage to a bill (the House version) intended to curb the dramatic increases that homeowners have recently seen in their flood insurance rates. By a margin of 72 – 22, the Senate approved legislation that caps flood insurance rate increases at no more than 18 percent, while the nation’s disaster agency is charged with finding ways to keep flood insurance affordable. Passage of the House bill Thursday was widely seen as the best course of action to give homeowners some form of immediate relief. The measure now goes to the president who is expected to sign it into law.

As previously reported, this bill eliminates many problems created by the Biggert-Waters Act of 2012 such as:

  • Reinstates grandfathering
  • Caps annual rate increases at 15%
  • Refunds policyholders who purchased pre-FIRM homes after Biggert-Waters (7/6/12) and were subsequently charged higher rates
  • Permanently removes the sales trigger
  • Allows for annual surcharges
  • Funds the affordability study and mandates completion
  • Includes the home improvement threshold of 50%

Weekly communication from Punta Gorda City Council Member Nancy Prafke

March 14, 2014



Commissioner McCarty Encourages Floridians to Purchase Flood Insurance Prior to October Rate Increases

Monday, April 15, 2013

Contact Info:

Amy Bogner

TALLAHASSEE, Fla. – Florida Insurance Commissioner Kevin McCarty is encouraging Floridians to make preparations now for the upcoming 2013 hurricane season by purchasing flood insurance. Flood insurance is administered through the National Flood Insurance Program (NFIP) and is available to homeowners, renters and business owners who live in a community participating in the NFIP. Consumers should be aware that significant rate increases will take effect for new and renewal NFIP policies starting on October 1, 2013.

Floods are the most common natural disaster in the United States; however, flood damage is not covered by a typical homeowners or business insurance policy. This type of coverage is an extra layer of security in the event of a catastrophic event.

“Florida’s risk for severe weather is well-known and, even though a hurricane has not impacted our state in recent years, several tropical storms have caused significant flood damage to many Floridians. Regardless of the storm type, I strongly urge Floridians to prepare now and purchase flood insurance by May 1st, as a typical flood insurance policy takes 30 days to become effective. This will ensure you are covered on June 1st, the first day of hurricane season,” stated McCarty.

Florida consumers can purchase flood insurance from NFIP for up to $250,000 for property damage and $100,000 for personal contents. Excess flood insurance can be purchased for homes valued at more than $250,000. NFIP coverage is also available for commercial structures at $500,000 for building coverage and $500,000 for contents coverage. Check with your insurance agent for more information about access to the NFIP.

In July 2012, the U.S. Congress passed the Flood Insurance Reform Act of 2012 extending the NFIP through September 30, 2017. Key provisions of this legislation will be implemented over time and include raising premium rates to reflect the actual flood risk of the program, phasing out subsidies on properties with repetitive losses, allowing coverage availability for multifamily properties and minimum deductibles for flood claims, etc.

In addition to more information about NFIP and flood insurance, Commissioner McCarty has prepared a video message for consumers with some helpful hurricane preparedness tips. The video is available on the Office of Insurance Regulation’s new Hurricane Resource website page, which also features important contact and consumer information from the Department of Financial Services, Florida Division of Emergency Management and the National Association of Insurance Commissioners.

To assist consumers in the event of a storm, a list of the top property insurance carriers (including phone numbers and website addresses) is provided and can be helpful when submitting a claim. This page will be updated to include any Executive Orders issued by the Governor and/or Emergency Orders issued by Commissioner McCarty during the 2013 hurricane season.

To learn more, visit the new Hurricane Resource website page.

Email Addresses

Please help us accumulate a current listing of Email addresses for all of our residents. In order to add yours to the list, just drop us a quick note to ephi@comcast.net with "My Address" as the header. Thanks